Are you licensed and/or bonded?

When working with a company to assist you with credit issues, it is very important to know the law and to know your rights as a consumer. The FTC monitors credit repair agencies and addresses the unethical individuals who have taken advantage of the rising demand of credit restoration by posing as credit repair companies on the Internet or via telemarketing. Many of these companies make promises they either cannot keep or do not intend to keep, and many charge fees up-front and then vanishing after providing minimal services - if any services at all.

In some cases, credit repair agencies attempt to disguise themselves as credible law firms to falsely persuade you that you have retained licensed professionals. The government's attempt to discourage these unethical credit repair opportunists is to impose strict regulations on credit repair agencies. Overall, these regulations are a positive step towards protecting consumers from disreputable credit repair agencies.

To avoid their scams, you, as a potential consumer, should be wary of any credit repair agency that won't provide their complete address (beyond a Post Office Box), fully identify who they are (including a verifiable identity), or demand large fees in advance of services rendered.

Correct Credit Solutions is licensed and bonded with the Texas Secretary of State: