Can I dispute my own credit? What about my spouse's credit? How can you succeed where I have failed? How are my scores affected? What about Bankruptcy? What if deleted items reappear? Do I need to pay my bills? Does paying my bills improve my credit?
Mistakes Happen... Consumer Studies
On occasion, a negative listing that was recently deleted will be eventually verified by the creditor. The new Fair Credit Reporting Act requires that the credit bureau inform you before they re-report a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings.
Because of these factors, it is rare for listings to come back on the report once they've been deleted. If an item is re-reported, it is a simple matter to challenge the listing again at a future time to press for permanent deletion.
The items listed below are the types of items that cause individuals to be denied loans. We successfully remove and/or correct these items on your credit report when they are listed inaccurately. With our knowledge of the credit reporting system and how these mistakes are made, we will assist you in getting the credit you desire and the interest rates you deserve.
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